Okay today is November 5 and I am already hearing and seeing Christmas commercials.Plus I was at Home Depot about 2 weeks ago and they were setting up their Christmas trees and putting the lights on display...This seems way too early for me to even think about the holiday.Question....Have you started to think about your holiday shopping? Given the current economic situation are you thinking about cutting back this year or will you still get way too many gifts for the kids? For those who will be cutting back do you have any advice for fun but inexpensive ways to celebrate with your family?

Have a good day

Tommy